Marstone Capital vehicle finance tool

Car loan repayment calculator.

Estimate repayments, total interest and the effect of a deposit or balloon payment before you enquire about business vehicle finance.

Your scenario

Use the sliders to compare repayment and balloon scenarios.

Estimated repayments

monthly repayment$923
Loan amount$45,000
Interest rate8.50%
Total interest$10,395
Final balloon$0
Estimated total cost including deposit$60,395
Deposit impactA larger deposit reduces the amount financed.
Finance costA longer term may reduce repayments but increase total interest.
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How to use this estimate

Try a shorter term to see how repayments and total interest change. A balloon payment can reduce regular repayments, but leaves a final balance due at the end of the term.

This calculator uses a standard amortisation estimate. Actual lender rates, fees, repayment frequency, tax treatment, balloon rules and approval criteria vary. The result is not a quote, credit assistance, financial advice or approval.

What does the loan amount include?

The estimate is vehicle price minus deposit, plus the fees entered above. Your lender may structure fees differently.

Can an ABN holder use this calculator?

Yes. It is a planning tool for business owners considering car, ute, truck or other vehicle finance.