Alternative documentation
An income declaration and selected supporting information may be used instead of complete company financial statements.
Low Doc car finance
A streamlined finance pathway for eligible ABN holders.
Low Doc car finance may suit self-employed applicants who cannot provide the standard financial documents used in a traditional Full Doc application.
General information · Every enquiry is reviewed by a real person
What to consider
A clear starting point for your business.
For self-employed applicants
Low Doc products are designed for eligible business owners whose income may not fit a standard employee assessment.
ABN history matters
Trading history can affect product choice. Some lenders may consider newer ABNs, while longer-established businesses may have more options.
Requirements still vary
Low Doc does not mean no assessment. Identity, ABN, asset and supporting documents may still be requested by the lender.
Documentation pathways
Low Doc, Lite Doc and Full Doc options may be available.
The documents requested depend on your trading history, finance amount, asset, lender and overall application. A real person can help identify a sensible pathway before you proceed.
Understand Low Doc finance →Common questions
Helpful answers before you enquire.
How does a Low Doc car loan work?
A Low Doc application uses a streamlined or alternative set of documents. The lender still assesses the applicant, asset and ability to meet repayments.
Is a driver’s licence the only document required?
Not in every case. Some applicants may need an income declaration, bank statements, BAS, ATO information, accountant verification or other supporting documents.
Do Low Doc applications require a deposit?
Deposit requirements vary. Some transactions may be considered without a deposit, while others may require one.
Can a newly registered ABN qualify?
Selected lenders may consider a newer ABN when the overall applicant, asset and supporting circumstances satisfy their criteria.
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